Sean's Top 6 Tips for Buying Property in Malta
- Sean Busuttil Cordina
- Jan 14
- 3 min read
Updated: Jan 15
Buying property in Malta is an exciting journey, but it’s also one that requires careful planning and informed decisions. Over my 18 years in real estate, I’ve seen buyers succeed—and others stumble—based on a few key factors. To help you make the most of your property purchase, here are my top six tips for buying in Malta.
1. Always Start with a Bank – Get Qualified
Before you start browsing properties, your first stop should be the bank. Knowing what you’re qualified to borrow will save you time, stress, and potential heartbreak down the line. Pre-qualification gives you a clear understanding of your budget and strengthens your position when negotiating. Sellers take buyers who are financially prepared much more seriously. Trust me, this simple step will set you up for success. If you're not certain on how to go about this, get in touch with me.
2. If You Need to Sell First, Commit to That
If your dream of buying hinges on selling your current property, focus on that sale first. It’s easy to fall in love with a new home, but until your current property is sold, you might not be in a position to buy. I’ve seen too many clients set their hearts on a property only to lose it because they weren’t financially ready. Avoid unnecessary disappointment by committing to your sale before moving forward.
3. Don’t Limit Yourself to Specific Locations—Focus on Your Desired Lifestyle
Instead of fixating on specific towns or villages, think about the lifestyle you want to achieve. Do you dream of waking up to sea views, having easy access to schools, or living in a bustling community? Malta’s diversity means you can find properties that match your lifestyle in unexpected areas. It’s not just about buying a house—it’s about buying a home you’ll love living in.
4. Properties in Malta Tend to Have the Same Feedback: “It’s Great…BUT…”
The perfect property doesn’t exist. Much of the time, it’s about checking off as many boxes as you can, unless you have deep pockets that can afford anything you set your eyes on. Accept that compromises are part of the process, and focus on finding a property that aligns with your priorities and lifestyle goals. By managing your expectations, you’ll be better equipped to make a satisfying decision.
5. Go and Physically View Properties!
In the age of online listings, it’s tempting to rely on photos and videos. However, in Malta, the standard of property presentation is often lower than you’d expect. After nearly two decades in real estate, I can confidently say that properties often surprise—both positively and negatively. Physically visiting properties allows you to see details that photos can’t capture, from the quality of finishes to the surrounding neighborhood. Don’t skip this step!
6. Download the Legacy Estates Buyers Guide and Checklist for 2025
To make your buying process smoother, I’ve created the Legacy Estates Buyers Guide and Checklist for 2025. This comprehensive guide covers everything from budgeting and property inspections to navigating the legal process in Malta. It’s a must-have resource for any buyer looking to make informed and confident decisions. Download it here.
Final Thoughts
Buying property in Malta is a significant investment, and with the right approach, it can also be one of the most rewarding experiences of your life. By following these tips, you’ll avoid common pitfalls and set yourself up for success. If you’re ready to take the next step, feel free to reach out. My team at Legacy Estates and I are here to help you every step of the way.
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